Academy unit · Grade 4–6

Finance — Intermediate

Nine weeks on pocket money and real prices a Grade 5 can use — jobs for every rand, the Twelve Move, and a costed plan for something they make.

All Academy units Band: Grade 4–6Length: 9 weeksStatus: Built
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Scenarios, drills, and scored catches on this device. Harmonic reset built in when you miss.

The one idea

Pocket money is practice money. Every coin has a job, and you can find out where yours go.

Concrete, game-shaped, adult alongside, no jargon. Same Watch / Do / Catch / Build shape as Senior. Harmonic reset built in.

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The scoring: The Real Price

Hunt the gap between the advertised number and what actually leaves your hand. Proof on paper — feelings score zero.

Catch Points
A fee or extra nobody mentioned, worked 1
The year behind a monthly price — Twelve Move 1
A total that exists but is never printed 3
True cost more than double the headline 5
Catching yourself before a money decision and naming the real reason 10

The 9 weeks

One module per week. Each runs the same four parts: a short video, a task with a checkable answer, the scored round, and one slice of the thing they are building.

  1. 0 Setup and rules Money is decisions, not weather. The ledger starts here.
  2. 1 Where money comes from Three doors — time, something you made, something you own.
  3. 2 Every rand has a job A rand with no job already has one, and it is spend.
  4. 3 The real price The big number on the poster is rarely the whole price.
  5. 4 Pricing what you make A price has a floor. Beginners stand on the floor.
  6. 5 Where money sleeps Every place money sits takes something.
  7. 6 Debt, tax, and grown-up bills Compounding and bills adults pay — seen safely on paper.
  8. 7 Tax and being legit You have been paying tax since you were small. Being legit is a door.
  9. 8 Making it real A traced number is the difference between a plan and a wish.

What they hand in

A paper artefact, honesty/trace log, and scored game evidence — with an adult signature on anything public.

Questions about Finance — Intermediate

Is this the same as the Senior unit?

Same spine and mechanic, band-adjusted depth. Senior goes further on money learners may not legally touch yet at Grade 5.

Does interactive play work without accounts?

Yes. Progress saves in the browser on this device for the pilot — no login required.

Bring the Academy into your school

Five Senior units are built and ready to pilot: classroom packs and interactive play on this site. Talk to us about running one at your school.